All tagged paying off debt

When I was in my 20s and didn’t know any better, I bought people presents with my credit card and then took a couple of months to pay the money back. It was incredibly stupid. Not only did I buy more than I could afford, but then I racked up interest charges while paying off the balance.

You can celebrate Christmas, Hanukkah, or any other holiday without going into debt. This is gonna be a tough-love post, and it may make you angry. But it’s for your own good.

That’s because on average, Americans added over $1000 to their total debt from the holiday season in 2017. That is just crazy. So I want to offer some realistic alternatives to breaking the bank with your spending this season.