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Spending Money Where It Matters Most

I think frugality is great for some people. But I’m not one of those minimalists that believes you need to pinch every penny. In fact, I practice spending money in the areas of my life that will have the greatest impact on my happiness. So let’s have a discussion on spending money where it matters most.

How To Make Money Blogging: My Roundup of Courses and Books

I’ve been blogging on and off for about 10 years, first for fun and then for profit. I’ve done a ton of research about it and spent a good deal of money on courses and training. Here’s my list of favorite courses and books about how to make money blogging. I also have some tips and tricks to get you on the right track, as well as which programs have the training you need.

Holiday Gifts and Debt: You're Smarter Than That!

When I was in my 20s and didn’t know any better, I bought people presents with my credit card and then took a couple of months to pay the money back. It was incredibly stupid. Not only did I buy more than I could afford, but then I racked up interest charges while paying off the balance.

You can celebrate Christmas, Hanukkah, or any other holiday without going into debt. This is gonna be a tough-love post, and it may make you angry. But it’s for your own good.

That’s because on average, Americans added over $1000 to their total debt from the holiday season in 2017. That is just crazy. So I want to offer some realistic alternatives to breaking the bank with your spending this season.

How to Start an Online Business

There are few basic things you need to figure out to start an online business: concept/band, web presence, and an audience. Easy, right? Here’s the problem. It seems like everybody and their mom is trying to start a business these days. And about 50% of small businesses fail in the first 4 years, with about 46% of failures from incompetence. So how do you get it right?